We empower students.

Micro-loans straight to your phone

Apply with your phone

Online application process

Micro-loans for Primary, Secundary, Higher and Tertiary Education

Loan calculator


Please fill in all the required fields.

Monthly installment


Please don’t hesitate to contact us if you have any question before or during your loan application. If you for example want to get more insight in repayment schedules, procedures or requirements, contact us via WhatsApp.

We are here to assist you.

Do you want to apply for a loan?

You can leave your name, phone number, educational level, name of the University or School and the loan amount, and we will contact you via WhatsApp.

In WhatsApp you will receive a message with a link to an intake form. You need to complete the entire intake form before we process you application.

Please be aware that the link in WhatsApp may not be clickable until you add the sender as a trustworthy party. 

Tell us more about yourself
and we will contact you via WhatsApp.


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We enable opportunities.

Access to micro loans, via your phone.

How can we help you?

Hereby our answers to frequently asked questions.

Do you have a different question? Please contact us via WhatsApp.

How much can I borrow max?

You can borrow a loan amount not excceeding $70 000

Do I need to have a smartphone to get a loan?

You do not have to own a smartphone. You can use a smartphone of someone else. However, you need to have a mobile telephone number which you need to enter during online registration process.

Do I need to have collateral to get a loan?

No collateral is needed to qualify for a loan.

How much is the interest rate?

The interest rate is a )7% for local higher and tertiary institutions. b) 12% per month for primary,secondary and others.

When can I get my loan?

The loan will be paid between the 5th and 10th of every following month direct to the institution

When do I have to repay the loan?

You will have to repay each month starting from the following month of your application approval

Can I get another loan while my current one is still running?

Yes as long as your income still allows deduction

Do I need to spend the loan amount on my education only?

The loan amount will be paid directly to the education institute, and therefore can only be spent on your education.

How do I to pay back the money?

a) repayment is through direct salary deduction from employer b) You can pay back each month using bank transfer, ecocash/Onemoney or swipe if (a) above does not apply

Who can qualify for a loan?

Zimbabwean students who have qualified for education in Zimbabwe with parents or guardians with a fixed income. Guardians or sponsors A) should be employed by employers who have a salary deduction arrangment with Eduloan. e.g civil servants B) Inquire for a waiver of the above if your sponsor is not from the (a) above