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Micro-loans straight to your phone

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Online application process

Micro-loans for Primary, Secundary, Higher and Tertiary Education

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We enable opportunities.

Access to micro loans, via your phone.

How can we help you?

Hereby our answers to frequently asked questions.

Do you have a different question? Please contact us via WhatsApp.

How much can I borrow max?

You can borrow a loan amount between

Do I need a Guarantor to get a loan?

You need a Guarantor in order to qualify for a loan.

Can I change the phone number of the applicant?

In the manament portal you can change the phone number of the applicant in the loan application.

Do I need to have a smartphone to get a loan?

You do not have to own a smartphone. You can use a smartphone of someone else. However, you need to have a mobile telephone number which you need to enter during the registration process.

Can I change the name of the Guarantor?

In the management portal you can change the name of the Guarantor in the loan application details

Do I need to have collateral to get a loan?

You don’t need to have collateral to qualify for a loan.

Do I need to have a bank account to get a loan?

You need to have a bank account to receive the loan amount. But no worries, we will create an account for you if you don't have an account already!

How much is the interest rate?

The interest rate is 6,5% per month.

How much do I need to repay?

You do need to repay the total loan amount plus a (MFI %)administration fee, VAT, insurance fee and (MFI %) interest per month.

When can I get my loan?

You will receive the loan amount once the Guarantor and the bank have agreed upon the request..

When do I have to repay the loan?

You will have to repay each month starting from the day you receive the loan amount.

Can I get another loan while my current one is still running?

Can I repay upfront the monthly loan amount for consecutive months?

Do I need to spend the loan amount on my education only?

The loan amount will be paid directly to the education institute, and therefore can only be spent on your education.

Can I borrow money for someone else?

The loan is registered on your name and you are the one responsible for payback. You can help another person filling in the questions, but the person who is receiving the loan is the one who's signature is needed.

Can I get a loan while I already have another loan outstanding?

It depends on your circumstances and the loan amount. If you can repay the loans please apply.

Can I get the loan amount in cash?

The loan amount will be put on a bank account if you are granted a loan.

How do I need to pay back the money?

You can pay back each month using your bank account.

What happens if I cant pay back?

You need to pay back. If you don’t have the money you should look for a solution with your Guarantor.

What if the person I asked does not want to be my guarantor?

You need to have a guarantor in order for you to qualify. You can look for another guarantor and contact us to provide us with the personal details of your new guarantor.

Who can qualify for a loan

Zimbabwean students who have qualified for education in Zimbabwe but are unable to support themselves financially and with parents or guardians with a fixed income.

Can I make a change in my application after I submitted?

You can change all details before you submit the loan. After submitting you can't go back to the form to change something. So please, check everything before you submit. After submitting you can contact us via WhatsApp/email to make a change.